Cover Features:-

Buildings: Your home is a sanctuary, and we’re here to ensure it’s safeguarded against a wide range of risks. Our policy covers your buildings against:

Fire, lightning, thunderbolt, and explosion.

Earthquake and volcanic eruption.

Storm, tempest, wind, hail, and floods.

Accidental impact, including damage from falling trees.

Riots, vandalism, malicious damage, and theft

Household contents and valuable:- Your household items and valuables are covered while in the house and movable items carried or worn out of the house e.g. phone,laptop,jewelery are covered against damage, loss or destruction. Domestic Employees (WIBA – Work Injury Benefits Act):- Your valued indoor employees are an essential part of your home. With our policy, we’ve got them covered too. We provide protection for up to two indoor employees while on duty, offering coverage for bodily injury, disability, or unfortunate circumstances leading to death. The maximum benefit is set at 96 months’ salary, ensuring they are well taken care of. Owners Liability:- As a homeowner, it’s essential to be prepared for unexpected situations. Our policy covers house owners against legal liability for bodily injury to third parties or damage to third-party property anywhere in Kenya. We offer a free limit of up to KES 2,000,000, and if you need additional coverage, it’s available at just 10% of the limit. Occupiers Liability: We understand that accidents can happen, even within your property. Our policy also covers house occupiers against legal liability for bodily injury to third parties or damage to third-party property anywhere in Kenya. Similar to owners’ liability, we offer a free limit of up to KES 2,000,000, with the option to add extra coverage at just 10% of the limit.